Westfield IN Short Sales Short Sales
Have you been struggling to make your mortgage payments and are not sure what to do? Have you spoken with your lender to see what options are available for your Westfield IN Real Estate?
I know it can be tempting to just bury your head in the sand and just ride out what is being thrown at you.
It is not the best option for most of you, if not all of you. Give your lender a call and see what your options are.
If you are thinking about listing your home as an Westfield IN Short Sales Short Sale, which is one option that your lender might suggest, make absolutely sure that you real estate agent has Short Sale experience. I don’t just mean one Short Sale. They should have numerous Short Sales closed to be able to handle your Short Sale effectively.
We have closed numerous Indianapolis Short Sales, Greenwood IN Short Sales, as well as other surrounding areas. There are Short Sales that involve FHA/HUD loans-your realtor needs to know how to push for a variance with your lender if the numbers and comps truly make sense.
There are Short Sales that involve FNMA-has your lender’s negotiator submitted your file to Fannie Mae yet for approval? If not, your real estate agent should be pushing for this to happen.
There are files that have MI companies involved-and the MI companies can be very aggressive. Has your file been submitted to them yet?
When you select your agent, it is of upmost important to you for you to select someone who is going to be compassionate to your situation, but top notch when it comes to being aggressive in getting your file pushed thru if the offer makes sense.
If an appraisal is a requirement of your on your Short Sale with your lender, occasionally those can come back way off. We closed one three months ago that was a minimum of $40,000 off. What happened? I asked the first appraiser to review his comps-he was from out of the area. He refused, thru my request and thru the bank’s request. I went very high up in the company to beg for a 2nd appraisal to be ordered on this Short Sale, as this value was very skewed. We got the 2nd appraisal in. It was more on point and after two months of diligent work regarding this value issue, we got this Short Sale closed for this client.
Bottom Line-Make sure your real estate agent cares about you, your situation and getting your home sold-if the offer makes sense, your agent needs to push until it is impossible to push any more to try to get things done for you.
Facing Foreclosure? Find out how we can help!
If you need assistance on a Westfield IN Short Sales Short Sale, Indianapolis or surrounding areas, give us a call today. 317-885-8858
About the Author: The above info regarding Westfield IN Short Sales Short Sale was provided by: Heather Fitzgerald, who has over 15 years of experience in real estate, title insurance, and lending that can be put to work for you. Heather can be reached by phone at 317-885-8858. Thinking of selling your home or buying your next home? We can help you with this. I service the following areas: Greenwood IN Real Estate, Indianapolis IN Real Estate, Franklin IN Real Estate, Whiteland IN Real Estate, Mooresville IN Real Estate, Martinsville IN Real Estate, Avon IN Real Estate, Carmel IN Real Estate, Westfield IN and surrounding areas.
We have closed numerous Short Sales: Indianapolis IN Short Sale, Greenwood IN Short Sales, s, Avon IN Short Sales, Mooresville IN Short Sales, Carmel IN Short Sales, Westfield IN Shortsales. Check more properties at no obligation: www.SmithFitzgeraldTeam.com
Copyright © 2010 By:
Heather Fitzgerald-Westfield IN Short Sales Short Sales. All Rights Reserved.
