Heather Fitzgerald - Indiana Real Estate | Indiana Short Sales | Indiana Foreclosures

Best Pizza in Indianapolis!!!

Bazbeaux Pizza

 

Bazbeaux Pizza

 

Bazbeaux opened in Broad Ripple on May 12, 1986. It started in a house that had been the home of the gravedigger for the town cemetery. In Broad Ripple, Bazbeaux quickly became famous for its fresh made, delicious pizzas served next to the canal and the fire station. "By the end of the first year the restaurant had earned its first in an unbroken 20-year string of “Best Pizza in Indianapolis” awards."

"Many Bazbeaux customers have been loyal since day one. Bazbeaux is also fortunate to have many loyal employees, caring so much to uphold our high standards so many years. They help to make Bazbeaux known for what it is today — the city’s best pizza and an Indianapolis original!"
 

"In 1989 Bazbeaux ventured downtown to help establish the district now known as the Indianapolis downtown arts district. Massachusetts Avenue is now home to many unique and interesting retail shops, restaurants and music venues. The downtown location serves a quick lunch by the slice weekdays to many appreciative downtown workers and residents. They can choose to dine in our lovely sidewalk café, wine cellar or beautifully renovated dining rooms."



Pizza alla Quattro Formaggio

 

For your Indianapolis Real Estate needs give Heather a call-317-371-2622

 

 

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Motivation on Monday

Alone With His Regret

 

 

Opportunities to find deeper powers within ourselves come when life seems most challenging.

Joseph Campbell quote

 

 

"Undying Optimism"

 

 

Life can be very challenging and sometimes it can get the best of us.  It is hard to pick ourselves back up after adversity.  Sometimes friends are there to help us and sometimes we find the inner strength to pull ourselves back up.

 

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RIB FEST INDIANAPOLIS 2010

Rib Fest Indianapolis 2010


indiana loves styx

 

dennis deyoung rocks it all night long

 


Music:

Sunday, September 5
Noon - 12:45PM
Dane Clark
1:15 - 2:00PM
The Why Store
2:45 - 3:45PM
The Reverend Peyton's Big Damn Band
4:15 - 5:45PM
Seven Mary Three
6:45 - 8:15PM
Candlebox
9:15 - 10:45PM
Collective Soul

Monday, September 6
12:15 - 1:15PM
Corey Cox
2:00 - 3:30PM
Pat Travers Band
4:15 - 5:45PM
Foghat
6:30 - 8:00PM
Blue Öyster Cult                                           

 

 

Rib Teams

The 15th Annual Rib America Festival will feature the World's Best Ribs!!!

MOJO'S BBQ - GA

PORKY CHICKS - AR

SMOKIN' JOE'S BBQ - OH

JOEY'S TEXAS THUNDER BBQ - TX

SGT. OINK'S BBQ - OH

CHICAGO BBQ - IL

SQUEALER'S BBQ - IN

PIGFOOT BBQ - OH

WILLINGHAM'S WORLD CHAMPION BBQ - TN

COYOTE ROADHOUSE BBQ - IL

 



www.SmithFitzgeraldTeam.com
www.Indianapolis-LuxuryHomes.com
www.indyshortsaleshelp.com

 

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Indianapolis Short Sales and More

There are currently 63 Active Greenwood IN Short Sale Listings.  The highest price Greenwood Short Sale listing is currently $349,900 and the lowest is $50,000.

There are currently 25 Active Westfield IN Short Sale Listings.  The highest price Westfield IN Short Sale currently listed is $585,000 and the lowest is $89,999.

Greenwood IN Short Sale

There are currently 74 Active Noblesville IN Short Sale Listings.  The highest price Noblesville IN Short Sale currently listed is $800,000 and the lowest is $39,900.

There are currently 36 Active Carmel IN Short Sale Listings.  The highest price Carmel IN Short Sale currently listed is $855,000 and the lowest is $79,000.

There are currently 773 Active Indianapolis Short Sale Listings.  The highest priced Indianapolis IN Short Sale currently is $750,000 and the lowest is $9,900.

 

Indianapolis Short Sales

 

     Are you behind on your mortgage payments and struggling to keep up?  Have you lost your job?  It might be time to consider a Short Sale on your home.  A Short Sale is where your lender agrees to accept an offer for less than what your payoff/amount that is owed is.

     We close at least 2-3 Short Sales per month, and over half of our listings are Short Sales.  We also specialize in bank owned listings and thoroughly understand negotiating with asset managers and we take that knowledge directly back to our Short Sale negotiations with your bank.

If you are strugling with your mortgage payments, give us a call today so we can put our persistence and perserverence to work for you on your Indianapolis Short Sale.

If you have a home in Westfield IN, Carmel IN, Martinsville IN, Greenwood IN, Whiteland IN, Franklin IN that you are needing to list as a Short Sale, contact us today.

Heather Fitzgerald, REALTY WORLD-Harbert Company, Inc.

317-885-8858, heather@harbertcompany.com

www.SmithFitzgeraldTeam.com

 

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Before you abandon your Indianapolis Short Sale-Read This!

Before you abandon the property that you are thinking of selling as a short sale, you might want to reconsider!

 

Sign Of The Times - Foreclosure


On FHA loans for Indianapolis IN Short Sales and Avon IN Short Sales, most of the lenders that we are dealing with want a specific date of abandonment, why, and sometimes a  relocation due to loss of job has even been put to the test.  Talk with your agent and with your lender before you abandon your property!

Facing Foreclosure with A Sea of Mail

 

 

 

Facing Foreclosure?  Find out how we can  help!

 

 

 

 

 

If you need assistance with your Indianapolis IN Real Estate, or surrounding areas, give us a call today. 317-885-8858 About the Author: The above info regarding Indianapolis IN Short Sales and Avon IN Short Sales was provided by: Heather Fitzgerald, who has over 15 years of experience in real estate, title insurance, and lending that can be put to work for you. Heather can be reached by phone at 317-885-8858. Thinking of selling your home or buying your next home? We can help you with this. I service the following areas: Greenwood IN Real Estate, Indianapolis IN Real Estate, Franklin IN Real Estate, Whiteland IN Real Estate, Mooresville IN Real Estate, Martinsville IN Real Estate, Avon IN Real Estate, Carmel IN Real Estate, Westfield IN Real Estate and surrounding areas. We are experienced Greenwood IN Real Estate Agents. We have also closed numerous Short Sales: Greenwood IN Short Sales, Indianapolis IN Short Sales, Avon IN Short Sales, Mooresville IN Short Sales, Carmel IN Short Sales, Westfield IN Shortsales. Check more properties at no obligation: www.SmithFitzgeraldTeam.com Copyright © 2009 By: Heather Fitzgerald- Greenwood IN Short Sales. All Rights Reserved.

 

 

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Save Save Save and Don't try to keep up with the Jones's-They just went into Foreclosure

Sheriff's Sale

 

I keep reading articles out there about the housing market and the slump was supposed to be over by the end of 2009...REALLY?? Based on what information?  If you review your Sheriffs Sales for the counties that you work in, the amount of Short Sales, analyze the time it takes from the Sheriff's Sale to listing as a Bank Owned property and see that it can take quite awhile, you start to get a bigger picture of inventory not yet on the market.

Add to that the July home sales for this year being the lowest since the NAR started keeping statistics and it can be mind boggling and depressing what is going on with the housing market.

So what can you do?

 

Neighborhood house near our home in Mars Hill, North Carolina, during Spring 2005



Don't buy a house bigger than what you and your family deem truly necessary, the days of McMansions are OVER.

Save and don't buy unnecessary things.

If you don't have to sell, think twice.

Consider a 15 year mortgage, or if you don't have the equity to refi or justification rate wise, then get on a mortgage calculator such as Dave Ramsey's on his site and start fiddling around with numbers so you can come up with a reasonable amount to put towards your principal on your mortgage.

The days of buying whatever the heck we wanted, t.v's in every room, Jones's living next door are over, the Jones's are probably living a facade and there is no reason for us to try to keep up.

Garden vegetables



Grow a garden
Learn to can foods
Keep the air off while you are at work
Instead of making meat the centerpiece, use it more sparingly in meals
Coupons

Any other ways that we can save?

 

Heather Fitzgerald on Facebook  Heather Fitzgerald on Twitter  Heather Fitzgerald on LinkedIn

Motivation on Monday

Hope_in_a_better_future

 

   Hope is a state of mind, not of the world. Hope, in this deep and powerful sense, is not the same as joy that things are going well, or willingness to invest in enterprises that are obviously heading for success, but rather an ability to work for something because it is good.
 
- Vaclav Havel

 

Faith and Hope

Hope is such a powerful word! When we are down, frustrated, lonely, depressed hope can seem out of reach, but when we clear our minds, Hope is an incredible thing!

 

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Don't let your home go to foreclosure and have your mortgage company freeze your assets!

 

Don’t let your home go to foreclosure/Sheriff's Sale and have your mortgage company freeze your assets when they come after you for the deficiency balance!  It can happen!

 

 

 

Indianapolis Short Sales and Foreclosures

 

 

 

There are many  ways to lose your home but having the Sheriff show up at your door is the  hardest. Then to have your mortgage company then come after you for the deficiency judgment by freezing your assets/bank account makes life even more challenging.  For owners who can’t afford to keep mortgage payments current any  longer or are behind already on their mortgage, there are alternatives to  bankruptcy or foreclosure.

 

One of those  options is called a "short sale."

 

More than half  of our listing inventory are Short Sales and Foreclosures.

 

When lenders  agree to do a short sale property on your home, it means the lender is accepting  less than the total amount that is owing.

 

It is at your  lender/s discretion whether they accept to approve your home for an  Noblesville IN Short Sale listing, but it is worth a try!

 

If you are  considering buying or selling Noblesville Short Sales, there could be  drawbacks. For your protection, we suggest that all borrowers:

 


  • Obtain legal  advice from a real estate lawyer with strong Short Sale knowledge

  • Call a CPA for  tax ramifications.

 

We are not CPA’s  or attorneys, so we can’t advise you on these consequences.

 

Lenders have  varying steps for Short Sales, but these are typical for the Short Sale  Process:

 


  • Call Your  Lender
    Let your  lender know you are working with an experienced Short Sale Agent that has listed  your home and that you need their Short Sale package if they require their own  packet.

 


  • We Will Submit  Your Letter of Authorization
    Once you  contact us to list your home as an Indianapolis Short Sale, this is one of the  first steps that we take.

  • Hardship  Letter
    Give all  details that are critical to your situation: tax increases, divorce, separation,  medical costs, job loss, etc.  We have example Hardship Letters if  you need them.

 


  • Proof of Income  and Assets
    You will  need truthful and honest about your financial situation and disclose assets and  all liabilities.  Your lender might require their Financial  Worksheet be filled out, and if not, we have a copy that you can  utilize.

 


  • Copies of Bank  Statements
    Your lender  generally needs your last two most recent months bank statements, and large  deposits or withdrawals will possibly be questioned by your  lender/s.

 

 

 

 

 

We have closed numerous Short  Sales: Indianapolis IN Short Sale, Greenwood IN Short SalesAvon IN Short  Sales, Mooresville IN Short Sales, Carmel IN  Short Sales, Westfield IN Shortsales.  Check more properties at no obligation: www.SmithFitzgeraldTeam.com

 

If you are behind on your payments and are not sure  what to do, contact Heather Fitzgerald Today!

 

 

 

We find solutions for you!    317-371-2622

 

 

 

 

 

Heather Fitzgerald on Facebook  Heather Fitzgerald on Twitter  Heather Fitzgerald on LinkedIn

Motivation on Monday

Do you have what people think is a crazy idea, but you believe it is great?

Take a Gamble and Go for it

Here are some very interesting thoughts from some very intelligent people:

 

"There is no reason anyone would want a computer in their home."
- Ken Olson, president, chairman and founder of Digital Equipment Corporation, 1977

 

"I think there is a world market for maybe five computers."
- Thomas Watson (1874-1956), Chairman of IBM, in 1943

 

"The concept is interesting and well-formed, but in order to earn better than a ‘C’, the idea must be feasible."
- A Yale University management professor, in response to student Fred Smith’s paper proposing reliable overnight delivery service (Smith went on to found Federal Express

 

"We don’t like their sound, and guitar music is on the way out."
- Decca Recording Company, rejecting the Beatles, in 1962

 

"Who the hell wants to hear actors talk?"
- Harry Morris Warner (1881-1958), co-founder of Warner Brothers, in 1927

 


 

Think about those narrow minded thoughts by very intelligent people, and roll those dice and go for your dreams!!!!

 


 

 

 

 



 

 

 

 

 

 

 

 

 

Heather Fitzgerald on Facebook  Heather Fitzgerald on Twitter  Heather Fitzgerald on LinkedIn

Indianapolis Foreclosure-Sold!!!




SOLD-INDIANAPOLIS FORECLOSURE!!!!  3 Bedroom, 2 baths at Eden Ridge Ct. Indianapolis, IN
























Overview

Maps

Photos

Features

Description







































































$69,900
Condominium
For Sale

Main Features

3 Bedrooms
2 Bathrooms
Lot: 0.04 acre(s)


Location

11536
Eden Ridge Ct.
Indianapolis, IN 46236


To get updates on open home dates and other property events, please click the "Like" button below:










Heather Fitzgerald and Pam Smith


Heather Fitzgerald and Pam Smith

REALTY WORLD Harbert Company, Inc.
(317) 885-8858
heather@harbertcompany.com
http://www.SmithFitzgeraldTeam.com





Listed by: REALTY WORLD Harbert Company, Inc.






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