We needed to take this course for one of our Indianapolis REO Listings, and I wanted to share this info, as Education is so important!!!!

You can visit the site to read and take this Course.  I have also attached the information-this is HUD's information, not mine.  ***Disclaimer-we are not Lead Based Paint Experts, I just wanted to share this important information from them:

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Bazbeaux opened in Broad Ripple on May 12, 1986. It started in a house that had been the home of the gravedigger for the town cemetery. In Broad Ripple, Bazbeaux quickly became famous for its fresh made, delicious pizzas served next to the canal and the fire station. "By the end of the first year the restaurant had earned its first in an unbroken 20-year string of “Best Pizza in Indianapolis” awards."

"Many Bazbeaux customers have been loyal since day one. Bazbeaux is also fortunate to have many loyal employees, caring so much to uphold our high standards so many years. They help to make Bazbeaux known for what it is today — the city’s best pizza and an Indianapolis original!"
 

"In 1989 Bazbeaux ventured downtown to help establish the district now known as the Indianapolis downtown arts district. Massachusetts Avenue is now home to many unique and interesting retail shops, restaurants and music venues. The downtown location serves a quick lunch by the slice weekdays to many appreciative downtown workers and residents. They can choose to dine in our lovely sidewalk café, wine cellar or beautifully renovated dining rooms."

For your Indianapolis Real Estate needs give Heather a call-317-371-2622

“Opportunities to find deeper powers within ourselves come when life seems most challenging.”

Joseph Campbell quote

Life can be very challenging and sometimes it can get the best of us.  It is hard to pick ourselves back up after adversity.  Sometimes friends are there to help us and sometimes we find the inner strength to pull ourselves back up.

Rib Fest Indianapolis 2010

Music:

www.SmithFitzgeraldTeam.com
www.Indianapolis-LuxuryHomes.com
www.indyshortsaleshelp.com

There are currently 63 Active Greenwood IN Short Sale Listings.  The highest price Greenwood Short Sale listing is currently $349,900 and the lowest is $50,000.

There are currently 25 Active Westfield IN Short Sale Listings.  The highest price Westfield IN Short Sale currently listed is $585,000 and the lowest is $89,999.

There are currently 74 Active Noblesville IN Short Sale Listings.  The highest price Noblesville IN Short Sale currently listed is $800,000 and the lowest is $39,900.

There are currently 36 Active Carmel IN Short Sale Listings.  The highest price Carmel IN Short Sale currently listed is $855,000 and the lowest is $79,000.

There are currently 773 Active Indianapolis Short Sale Listings.  The highest priced Indianapolis IN Short Sale currently is $750,000 and the lowest is $9,900.

     Are you behind on your mortgage payments and struggling to keep up?  Have you lost your job?  It might be time to consider a Short Sale on your home.  A Short Sale is where your lender agrees to accept an offer for less than what your payoff/amount that is owed is.

     We close at least 2-3 Short Sales per month, and over half of our listings are Short Sales.  We also specialize in bank owned listings and thoroughly understand negotiating with asset managers and we take that knowledge directly back to our Short Sale negotiations with your bank.

If you are strugling with your mortgage payments, give us a call today so we can put our persistence and perserverence to work for you on your Indianapolis Short Sale.

If you have a home in Westfield IN, Carmel IN, Martinsville IN, Greenwood IN, Whiteland IN, Franklin IN that you are needing to list as a Short Sale, contact us today.

Heather Fitzgerald, REALTY WORLD-Harbert Company, Inc.

317-885-8858, heather@harbertcompany.com

www.SmithFitzgeraldTeam.com

Before you abandon the property that you are thinking of selling as a short sale, you might want to reconsider!

On FHA loans for Indianapolis IN Short Sales and Avon IN Short Sales, most of the lenders that we are dealing with want a specific date of abandonment, why, and sometimes a  relocation due to loss of job has even been put to the test.  Talk with your agent and with your lender before you abandon your property!

Facing Foreclosure?  Find out how we can  help!

If you need assistance with your Indianapolis IN Real Estate, or surrounding areas, give us a call today. 317-885-8858 About the Author: The above info regarding Indianapolis IN Short Sales and Avon IN Short Sales was provided by: Heather Fitzgerald, who has over 15 years of experience in real estate, title insurance, and lending that can be put to work for you. Heather can be reached by phone at 317-885-8858. Thinking of selling your home or buying your next home? We can help you with this. I service the following areas: Greenwood IN Real Estate, Indianapolis IN Real Estate, Franklin IN Real Estate, Whiteland IN Real Estate, Mooresville IN Real Estate, Martinsville IN Real Estate, Avon IN Real Estate, Carmel IN Real Estate, Westfield IN Real Estate and surrounding areas. We are experienced Greenwood IN Real Estate Agents. We have also closed numerous Short Sales: Greenwood IN Short Sales, Indianapolis IN Short Sales, Avon IN Short Sales, Mooresville IN Short Sales, Carmel IN Short Sales, Westfield IN Shortsales. Check more properties at no obligation: www.SmithFitzgeraldTeam.com Copyright © 2009 By: Heather Fitzgerald- Greenwood IN Short Sales. All Rights Reserved.

I keep reading articles out there about the housing market and the slump was supposed to be over by the end of 2009...REALLY?? Based on what information?  If you review your Sheriffs Sales for the counties that you work in, the amount of Short Sales, analyze the time it takes from the Sheriff's Sale to listing as a Bank Owned property and see that it can take quite awhile, you start to get a bigger picture of inventory not yet on the market.

Add to that the July home sales for this year being the lowest since the NAR started keeping statistics and it can be mind boggling and depressing what is going on with the housing market.

So what can you do?

Don't buy a house bigger than what you and your family deem truly necessary, the days of McMansions are OVER.

Save and don't buy unnecessary things.

If you don't have to sell, think twice.

Consider a 15 year mortgage, or if you don't have the equity to refi or justification rate wise, then get on a mortgage calculator such as Dave Ramsey's on his site and start fiddling around with numbers so you can come up with a reasonable amount to put towards your principal on your mortgage.

The days of buying whatever the heck we wanted, t.v's in every room, Jones's living next door are over, the Jones's are probably living a facade and there is no reason for us to try to keep up.

Grow a garden
Learn to can foods
Keep the air off while you are at work
Instead of making meat the centerpiece, use it more sparingly in meals
Coupons

Any other ways that we can save?

   Hope is a state of mind, not of the world. Hope, in this deep and powerful sense, is not the same as joy that things are going well, or willingness to invest in enterprises that are obviously heading for success, but rather an ability to work for something because it is good.
 
- Vaclav Havel